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Published by:
Washington Research Associates, Inc.
Editor: Joseph Ryan
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(c) 2008 All Rights Reserved
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STATE-BY-STATE AUTO LIABILITY INSURANCE REQUIREMENTS
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State
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Is Liability Insurance Required? ($000)
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Alabama
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Yes, 20/40/10
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Alaska
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Yes, 50/100/25
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Arizona
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Yes, 15/30/10
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Arkansas
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Yes, 25/50/25
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California
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Yes, 15/30/5
Assigned Risk Limits are 10/20/3
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Colorado
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Yes, 25/50/15
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Connecticut
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Yes, 20/40/10
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Delaware
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Yes, 15/30/10
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Florida
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Yes, 10/20/10
Single combined policy can be substituted
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Georgia
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Yes, 25/50/25
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Hawaii
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Yes, 20/40/10
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Idaho
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Yes, 25/50/15
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Illinois
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Yes, 20/40/15
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Indiana
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Yes, 25/50/10
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Iowa
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Yes, 20/40/15
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Kansas
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Yes, 25/50/10
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Kentucky
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Yes, 25/50/10
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Louisiana
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Yes, 10/20/10
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Maine
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Yes, 50/100/25
(plus $1000 for medical payments)
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Maryland
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Yes, 20/40/15
PIP waiver for policyholder but not for passengers
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Massachusetts
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Yes, 20/40/5
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Michigan
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Yes, 20/40/10
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Minnesota
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Yes, 30/60/10
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Mississippi
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Yes, 25/50/25
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Missouri
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Yes, 25/50/10
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Montana
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Yes, 25/50/10
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Nebraska
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Yes, 25/50/25
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Nevada
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Yes, 15/30/10
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New Hampshire
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No, 25/50/25
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New Jersey
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Yes, 15/30/5
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New Mexico
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Yes, 25/50/10
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New York
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Yes, 25/50/10
Plus 50/100 wrongful death coverage
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North Carolina
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Yes, 30/60/25
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North Dakota
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Yes, 25/50/25
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Ohio
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Yes, 12.5/25/7.5
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Oklahoma
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Yes, 25/50/25
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Oregon
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Yes, 25/50/10
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Pennsylvania
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Yes, 15/30/5
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Rhode Island
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Yes, 25/50/25
Single combined policy may be substituted
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South Carolina
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Yes, 25/50/25
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South Dakota
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Yes, 25/50/25
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Tennessee (2)
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Yes, 25/50/10
Single combined policy may be substituted
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Texas
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Yes, 25/50/25
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Utah
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Yes, 25/50/15
Single combined policy may be substituted
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Vermont
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Yes, 25/50/10
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Virginia
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Yes, 25/50/20
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Washington
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Yes, 25/50/10
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Washington D.C.
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Yes, 25/50/10
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West Virginia
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Yes, 20/40/10
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Wisconsin
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No, 25/50/10
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Wyoming
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Yes, 25/50/20
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Disclaimer: Data in this table is for informational
purposes only and is
not
guaranteed accurate or complete.
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Disclaimer Statement. Web Search Guides is a service
of Washington Research Associates, Inc. All information
presented is for information purposes only and isn't intended
to provide professional or legal advice. Advertisements
are presented for information or marketing purposes
only and Washington Research Associates Inc. makes no
representations for any products or services that are
promoted and accepts no responsibility for any actions or
consequences that occur as a result of any purchases from
advertisers.
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